Responsible Lending

At Short Term Cash Online we understand the importance of responsible lending. We are not direct loan lenders but try our best to make your loan borrowing easy and secure. We are associated with a number of trusted lenders dedicated in offering loans that exactly meets the requirement of the applicants.

All applications are treated equally and fairly by us. But before you get started you will have to register with us. It is completely safe and secure. Register with us and we assure to provide you complete assistance right from application to approval. We will also help you find easy repayment schedule.

Fulfilling a few preconditions is necessary ahead of qualifying for a loan. We can make it easy for you to find loans that are competitively priced. We will not only familiarize you with the various benefits associated with short term loan deals but also disclose the various risk involved in opting for such loan. To ensure that you make better choices we will try our best to offer you comprehensive information on borrowing cost, fees and charges and the terms and conditions.

Assessment about the repayment ability of applicants is done. For that various credit assessment techniques are utilized by the lenders. The current and previous financial activity of applicants may also be taken into account ahead of approval. Since short term loans comes with high interest rates, missed or failed repayment can get applicants into financial issues. Therefore, verifying the repayment ability of an applicant is vital. The amount of cash offered upon approval will be solely at lender's discretion.

At Short Term Cash Online we offer easy comparison facility. We also have easy to use loan calculator that will allow you to calculate the different charges of a loan and estimate how much it would cost by the end of the term. Apply with us and easily find the loan deal that suits your cash needs and repayment ability.

Contact us if you need any further information.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

You Borrow - $250 You Pay - $310 Representative APR 1223.6% (Variable)
147 Denton Avenue, St. Albans 3021, Victoria, Australia