How It Works

At Short Term Cash Online we are not involved in direct loan lending. But we strive to provide complete assistance required to find the loan that meets your requirement. To make your loan borrowing easy we are associated with a number of leading Australian loan lenders. So, come to us and rest assured to find the right loan deal at the right time and by the right lender.

Before you start your search for a loan you will first have to register with us. Just a few personal details are required to be provided to get registered. Knowing your requirement and expectations will enable us to help you in an enhanced way. So, state your needs and we will try our best to guide you to the lenders capable of fulfilling your requirements.

If you are days away from your next payday and facing any unexpected expenses then you can opt for payday loans. These loans are short termed and can be obtained without pledging any collateral. This makes these loans an ideal solution for tenants or anyone who is unwilling to put risk on their valuable asset.

Not everyone is comfortable repaying back a loan all at a time. For such applicants lenders have come up with installment cash loans. These loans can be obtained with easy repayment option. So, as per your affordability you can easily repay back this loan in installments. Anyone who does not have a stable income source can benefit from this loan.

It is necessary to meet a few preconditions ahead of qualifying for these loans services. You will need to confirm that you are an Australian citizen, have a valid bank account and fixed monthly income. Our loan matching services can be availed even if you have bad credit or no credit status. However, approval against a loan will complete depend on the lender. It is easy to find lenders offering easy online application procedure.

With us you can draw comparison of the various loan deals. We also have loan calculators that will let you estimate the cost of the loan you are applying for. We offer all our services and comparison tools for free of cost. But lenders will charge you for providing a loan deal. Fee and terms generally differ from lender to lender. Thus, it is important that you carefully go through the rates ahead of signing the agreement.

Once you have received approval lenders will get the approved cash deposited directly into your checking account. Usually there is no restriction in the usage of the borrowed money. So, once it has been deposited into your bank account you can freely spend it as per your requirement. Repayment should be taken seriously. Failure to pay back on time can get you into serious monetary issues. Your credit status may suffer and it can also make difficult for you to get loan in future.

If you still have any queries related to how we work at Short Term Cash Online then feel free to contact us at any time


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

You Borrow - $250 You Pay - $310 Representative APR 1223.6% (Variable)
147 Denton Avenue, St. Albans 3021, Victoria, Australia