Faqs

General

What does Short Term Cash Online specializes in?
Short Term Cash Online is a website that offers the platform where you can draw easy comparison of the different loan deals by different lenders. We only offer matching services. We are not involved in direct loan lending.

What kind of loan can I find?
Through us you can find short term loans that can be opted to fix any sort of unplanned expenditure. Depending on your needs you can go for either payday loans or installment loans.

Who can apply?
Any Australian citizen who has attained 18 years of age, have an active checking account and a fixed monthly income can apply.

How do I contact?
To reach us you can fill in our simple contact us form, provide the necessary details and submit it. You can contact us whenever you have any queries or need information.

Payday Loans

What exactly are payday loans?
Payday loans are small loans designed to help you fix all sorts of unplanned expenditures ahead of your payday. These are unsecured form of loans that can be obtained without pledging any collateral against the borrowed money.

Am I eligible?
In order to be considered as eligible you need to meet a few preconditions set forth by the lenders. Go through the preconditions carefully ahead of taking any decision.

Installment Loans

What are installment loans?
Loans that are offered with easy repayment option are known as installment loans. These loans will enable you to make repayment as per your convenience

How do I apply?
All lenders offer easy application facility. You will simply need to fill in a small online form with the necessary details and submit it apply for the loan you need.

How much can I borrow and for how long?
Upon approval you can borrow an amount starting from AU$500 up to AU$1,500 for one to two months.

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

You Borrow - $250 You Pay - $310 Representative APR 1223.6% (Variable)
147 Denton Avenue, St. Albans 3021, Victoria, Australia
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